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The Abu Dhabi Commercial Bank


Here is some information about Abu Dhabi Commercial Bank. It was formerly known as Khalij Commercial Bank. This was due to the merging of Emirates Commercial Bank and Federal Commercial Bank back in July 1, 1985.

If you have accounts with them, then your transactions with the bank wouldn’t be a hassle since they have172 ATMs, over 45 branches in United Arab Emirates and they also have 2 more branches in India.

The bank is also an example of how banks nowadays tend to follow the latest trend of Internet banking.

The guiding principles of the bank are the following: Responsibility, Accountability, Transparency and Fairness.

Abu Dhabi Commercial Bank’s profile is a rather remarkable one.

Their bank has established a clear and concise mission.

First, they are going to treat every customer as an individual. Second, they want to offer innovative products and unparalleled service. Lastly, they keep in mind that their customer has a choice. It prides itself with its vision of being the number one bank choice in the United Arab Emirates.

It wants to constantly innovate, financially successful organization of the highest integrity, respected by their customers, by their competitors and by the community.  Abu Dhabi Investment Council owns 65% of the shares. It is also the third biggest bank in UAE by assets.

The bank has been awarded lately the Sheikh Khalifa Excellence Award. This award is given to companies that have physically and fiscally shown a superior excellence of organization. Candidates for this award must first go through an assessment process that is designed to indicate true value and worth of the management and the potential of the company.

Abu Dhabi Commercial BankThe bank is run by the ADCB Board of Directors. It is spearheaded by Eissa Mohammed Ghanem Al Suwaidi, the Chairman.

The CEO and also a member of the board is Alaa Mohammed Atta Khalil Eraiqat.

Some of the other board members are Mohammed Esmaeel Al Fahim, Sultan Bin Surour Al Dhaheri and Salem Mohammed Al Ameri.

A bank offers certain types of services. ADCB centers on retail banking, investment banking, brokerage activities, merchant banking, and asset management.

With regard to retail banking, its edge is its market share and franchise reflecting its large and loyal customer base.

The Government of Abu Dhabi indirectly owned majority of the bank. In terms of investment banking, Abu Dhabi Commercial Bank contends with local and international financial institutions. Some of ADCB services offered are savings and checking accounts, loan package products, debit/ATM cards, credit cards, premium investment services and NRI services for non-business personal customers.

There are a lot of benefits for customers like you who are planning to open accounts with them. The have monthly offers on your ADCB cards like getting a 20% discount from Karisma Ladies Center. These discounts are given to clients who got cards from the bank. The bank also rewards privilege to their ADCB LuLu credit cardholders.

They also give out good rates when you plan to apply for a car loan. The most beautiful ADCB customer benefit you can apply for is the ambition loan for education. This kind of loan helps you to finance for the education of your children.


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